Check out the NFL pick for Monday, January 12, 2026, along with other information listed below.

NFL Pick for Monday, January 12, 2026

• HOU -3 (+100)

Unit Play: $4 to win $4

We’ll try the Houston spread with Pittsburgh failing to cover its last six playoff games, over 10 years since winning a playoff game outright. There isn’t a lot of conviction with this being our only game, while the total at 38 is way too low to consider.

NFL Pick Tracker

• Last Pick: SFO/PHI U45 (-110)
• Record: 24-29-4
• Bank Count: +98.30

2024: 29-34-2, +0.45